FREE Checking

Free Checking Accounts at Gulf Coast Educators FCU offer several advantages:

  • No monthly service charges, regardless of the balance

  • Personalized drafts available for a minimal fee

  • Free Visa Check Cards

  • Dividends are computed by the daily balance method

  • Minimum balance required to earn dividends is $2500 (Any day the balance falls below $2500, no dividends will be earned for that day.)

  • Dividends are compounded and paid monthly

  • FREE Internet Bill Paying. Never lick another stamp! Pay all of your bills with the click of a mouse.

To protect your account against possible overdrafts (and to enable you to take advantage of any financial opportunities which may arise) GCEFCU offers overdraft protection. Once you sign up for this service, available funds in your Share Account will automatically be transferred to your Share Draft Account if it should become overdrawn.

Deposits to your Share Draft Account may be made in person, by mail, by direct deposit or through GCEFCU's convenient payroll deduction plan. Balancing your checkbook is easy at the Credit Union, because detailed statements reflecting all activity on your account are mailed monthly.

Begin earning the maximum benefits of your Share Draft Account today by maintaining a $2500 minimum balance for three months. In addition to the many features previously mentioned, maintaining this balance entitles you to:

  • Free Checks (limit 350 per year)

  • Free Travelers Checks

  • Free Cashier Checks

Looking for more from a checking account? Click here to find out about the additional benefits of our Advantage Checking Account. You can open a checking account online by accessing your account via the eBanking system and selecting the Open Accounts feature found under Accounts on the drop down menu.
 

Your funds federally insured by the National Credit Union Administration

 

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