Loan Type

Base APR

Rate Range

Term

Available Discounts

Other notes

Unsecured

9.00%

8.00% - 12.00%

Up to 60 months

1

Automobile

5.00%

4.00% - 9.00%

Up to 84 months*

1

*$10,000 & above term up to 72 months (add .50% to APR)
*$20,000 & above term up to 84 months (add 1.00% to APR)

Go Green*

5.00%

3.75% - 9.00%

Up to 84 months**

1,2

*contact credit union for further details
**$10,000 & above term up to 72 months (add .50% to APR)
**$20,000 & above term up to 84 months (add 1.00% to APR)

Boat

5.25%

4.25% - 9.25%

Up to 144 months*

1

*$10,000 & above term up to 84 months (add .50% to APR)
*$20,000 & above term up to 144 months (add 1.00% to APR)

Motorcycle

5.75%

4.75% - 8.75%

Up to 60 months

1

Travel Trailer / RV

5.25%

4.25% - 9.25%

Up to 144 months*

1

*10,000 & above term up to 84 months (add .50% to APR)

*20,000 & above term up to 144 months (add 1.00% to APR)

Miscellaneous Equipment

7.75%

6.75% - 10.75%

Up to 60 months

1

Stock Certificates / Bonds

9.00%

8.00% - 12.00%

Up to 60 months

1

Jewelry, Coins, Gems*

11.00%

10.00% - 14.00%

Up to 36 months

1

*Collateral must be kept at credit union
*Certified appraisal must be obtained to determine value

Share Secured

Share Rate + 3.00%

Up to 120 months*

N/A

* loans secured by share certificates, term is up to maturity date

Credit Saver*

Share Rate + 3.00%

Up to 24 months**

N/A

*contact credit union for further details

**12 months, loan amount $1,000

**18 months, loan amount $1,500

**24 months, loan amount $2,000

Home Improvement*

5.25%

5.25% - 10.00%

Up to 120 months**

N/A

*contact credit union for rules

**60-120 months add .50% to APR

Home Equity*

5.25%

5.25% - 11.00%

Up to 180 months**

N/A

*contact credit union for fees and rules

**60-120 months add .50% APR

**120-184 months add 1.00% APR

Improved Non Residential

8.00% + 1pt

N/A

Up to 144 months

N/A

Unimproved Land

8.00% + 1pt

N/A

Up to 144 months

N/A

Interim Construction

Prime* + 2% + 1pt

N/A

Up to 12 months

N/A

*subject to adjustment based on Banxquote.com prime rate