Effective 4/1/2020, the credit union’s operating hours for all locations including drive thrus, contact center and ITMs will be 8 AM to 5 PM weekdays and 9 AM to noon on Saturdays.

 

Effective 3/18/2020, all lobby locations will be closed to comply with CDC social distancing guidelines. We will continue to serve members via drive thrus, ITMs and electronically for posted business hours. For members requiring a debit card or access to a safe deposit box, call us at 281-487-9333 to make arrangements.

 

GCEFCU is committed to providing our members with the same excellent member service despite our lobbies being closed. Please take a look at the services offered below and the alternate methods in which you can access your funds and conduct transactions.










 

We encourage members to take advantage of our remote services to limit the need for branch visits:

 

Remote Deposits

Remote Deposits

Remote Deposit allows you to deposit a check using your mobile device by taking a picture of the check and submitting it to the credit union. In order to use Remote Deposit Capture (RDC), you must first install the credit union’s mobile app. The app is currently available in the Apple Store and Google Play. Click one of the buttons below to download our app, or text the word APPLE or ANDROID to 281-843-8611 to have the link sent straight to your phone.

Click here for complete details and download the app:

  iphone_link  android

Fee Free ATMs

Nationwide Access to over 55,000 Surcharge Free ATMs

There is never a charge to use Gulf Coast Educators ATMs, but some other financial institutions impose fees called “surcharges” when you use their ATMs. Not nice. To avoid these fees, we’ve partnered with the Allpoint Nationwide Network. Look for one of the more than 55,000 Worldwide Allpoint ATMs for a “No Surcharge” ATM near you. You’ll find Allpoint ATMs in retail locations such as Walgreens, CVS, Target and more. Last month alone, our members saved over $30,000 in surcharges by using Allpoint ATMs. That’s money that our members got to keep.

 

Find an Allpoint “No-Surcharge” ATM near you.

  

Using the Allpoint search feature will redirect you to the Allpoint website. Gulf Coast Educators Federal Credit Union is not responsible for the content of the alternate website.

Electronic Transfers

Electronic transfers

You can transfer money to your accounts at other credit unions or banks by adding them as an external account. Simply log into online banking from your desktop computer and go to the SETTINGS section. Select the ACCOUNTS tab and click LINK AN EXTERNAL ACCOUNT. Once you have completed all of the steps, you can make transfers to and from your external account within the TRANSFERS section of online banking. If you have any questions, please feel free to call or text us at 281-487-9333.

Opening Accounts

Opening Accounts

New Members – If you are wanting to join the credit union, you can do so completely online and from the comfort of your own home. If you meet our eligibility requirements, simply click the button below to get started.

Existing Members – If you are already a GCEFCU member and you are just needing to open additional accounts or update your information, you can also do this 100% online. You can open additional accounts, add/remove joint owners and beneficiaries, change your name, and update your photo ID by clicking here. If you need to update your address, you can do so within online banking.

Applying for a Loan

Applying for a Loan

One of our promises to our members is making it easy to do business with us. We’ve made getting a loan at Gulf Coast Educators FCU easier than ever. Now you can start on your computer, phone or tablet and finish it on the same device with our electronic signature service. Imagine, you contact us to start a loan, we send you the documents and you sign them on your mobile phone, tablet or computer. Not once do you have to make a trip to the credit union.

Full Services Available

Full Services Available

GCEFCU is committed to providing our members with the same excellent member service despite our lobbies being closed. Please take a look at the services offered below and the alternate methods in which you can access your funds and conduct transactions.










Just like the school districts we serve, we are actively monitoring the COVID-19 spread into our service area. Our main priority is to provide a safe and healthy environment for our employees to work in and our member-owners to conduct their financial business. The credit union has a Business Continuity Plan in place which includes pandemic planning. Our senior leadership team meets frequently to review the plan and make adjustments where needed.

Here are some items we’ve already done in response:

  • Our staff cleans the surfaces used by members frequently with disinfectant.
  • Hand sanitizer has been made readily available to employees and members.
  • Staff have been instructed to stay home at any sign of illness.
  • Staff who can work remotely have tested their capabilities to do so in case they are required to work remotely.
  • Staff who travel will be required to follow CDC travel guidelines for self quarantine.
  • Staff are reminded to follow CDC guidelines for protecting themselves and mitigating the spread of the virus.

We will continue to update this page as needed.