New Overdraft Fee Schedule

Fees assessed to Regular and Advantage Checking account holders: (effective July 1st, 2018)

Overdraft Fee, NSF fee for check or ACH item – within a one year period from January 1st to December 31st.

Occurrence – An occurrence is defined as anytime your account is taken negative to pay an item or an item is returned due to insufficient funds in your account. VISA debit transactions count as occurrences but are subject to different fees (if applicable) than the tiered structure below.

 

Tier 1 – first and second occurrence
Per item of ACH, or check item paid or returned
$10.00 each

Tier 2 – third and fourth occurrence
Per item of ACH, or check item paid or returned
$20.00 each

Tier 3 – fifth occurrence and beyond
Per item of ACH, or check item paid or returned
$30.00 each