Making it easy to do business with us

Congratulations, you are pre-approved to select one of several offers from your credit union. To redeem, you can complete an online application or visit one of our locations and a loan officer will complete the process. In most cases, your loan can be completed via e-mail documents.


Pre-approval offers may include the following:


New or used auto purchase. You can go to the dealership confident knowing that you are approved which puts you in good position to negotiate. [more]


Visa credit cards with free in branch cash advances. Check
out all the other features of our new cards which help our members save money and provide convenience.


Refinance a vehicle you have financed elsewhere and let your credit union lower your payments and offer you 90 days to defer your first payment. [details]


With Gulf Coast in our name, we know a thing or two about
financing boats for our members.


Our RV/Travel Trailer rates are extremely competitive because we understand that they are a great way for our members to vacation.


Home Equity Loans help you make a big one-time purchase of lasting value, such as home improvements, paying for a child’s college education or consolidating large amounts of credit card debt. [more]


With fixed rates and terms, personal loans can be a great
alternative to credit cards for making big purchases or consolidating debt.

Remember, no need to apply, simply call us at 281-487-9333 or stop by to have a loan officer take care of your loan.

This page only applies to members who received a preapproval offer via mail or e-mail from Gulf Coast Educators FCU.



You can choose to stop receiving “prescreened” offers of credit from this and other companies by calling toll-free 1-888-567-8688. See PRESCREEN & OPT-OUT NOTICE† below for more information about prescreened offers.

This “prescreened” offer of credit is based on information in your credit report indicating that you meet certain criteria for creditworthiness. This offer is not guaranteed if you do not continue to meet our criteria (including providing acceptable property as collateral, income and employment history). If you do not want to receive prescreened offers of credit from this and other companies, call the consumer reporting agencies toll-free at 1-888-5OPT-OUT (1-888-567-8688);
or visit the website at or write:
Equifax Options, P.O. Box 740123, Atlanta, GA 30374-0123
TransUnion, Opt Out Request, P.O. Box 505, Woodlyn, PA 19094-0505
Experian Consumer Opt Out, P.O. Box 919, Allen, TX 75013
 *We used information on you that we obtained from a consumer reporting agency in connection with this “Pre-Approved” offer. You were selected to receive this offer because you satisfied certain criteria for creditworthiness, which we previously established. The offered credit may not be extended if, after you respond to this offer, we determine that you do not meet the required collateral. Not all applicants will qualify for the lowest rate. Membership eligibility is required.