Teachers deserve more than one week of thanks, so we are celebrating educators and school employees the entire month of May! Enjoy all the special perks below, including weekly giveaways, Appreciated Teacher Awards, discounts to local retailers, and more.
TEACHER APPRECIATION MONTH DISCOUNTS, SPECIALS, & GIVEAWAYS
Teacher Appreciation Week Giveaways
Teacher Appreciation Week Giveaways
To show our thanks for all that you do, we will be giving away special prizes each week during the month of May. Enter to win this week’s prize by filling out the form below.
Week #1 – May 5-11th: Bogg bag with goodies
In-Branch Giveaways
If you are an educator, stop by any of our locations during Teacher Appreciation Week to receive a free gift/treat! They will be in the lobbies from 3:30-5pm, while supplies last. Must show school staff ID.
Teacher Month Promo - Join Today!
Teacher Month Promo - Join Today!
In celebration of Teacher Appreciation Month, we’re offering a special promotion just for you—from May 5 through May 31, 2025, when you join Gulf Coast Educators FCU and open both a checking and savings account with a $50 initial deposit, we’ll match your $50! 💸 It’s our way of saying thank you for the incredible impact you make every day. Whether you’re just getting started or looking for a credit union that truly supports educators, now is the perfect time to make the switch. Join today using the promo code TEACHER and let us help you build a brighter financial future! Click the button below to get started.
Discounts & Promo Codes
Discounts & Promo Codes
Teachers work hard all year long, and they should feel appreciated all year long, too! We’ve compiled a list of all the freebies and discounts different businesses offer teachers during Teacher Appreciation Week and all year long. Check them out by clicking the button below.
The Credit Union for Texas Educators
The Credit Union for Texas Educators
Gulf Coast Educators FCU is a credit union for teachers and school employees in the state of Texas. Here you will find all the same products and services of a big bank, designed specifically for school employees. Check out some of our most popular products below.
✔ Texas Educators Rewards Credit Card – Available to all school employees in Texas who qualify. Earn rewards by shopping at all your favorite places. Learn More.
✔ Educator Mortgage – School Employees can finance a new home up to 103%, with no down payment or PMI required. Learn More.
✔ Auto Loan Discounts – Get up to 0.75% off your APR* when you finance or refinance your car loan. Learn More.
✔ Dollar Up Account – Link your GCEFCU debit card to a Dollar Up Savings Account, and have the extra change from your transactions automatically transferred to a savings account. Learn More.
✔ Mobile App – Get 24/7 access to your funds using our top rated mobile app. Learn More.
Disclosures
Special Teacher Promotion: Offer valid for GCEFCU new members only. Must open a checking and savings account with a $50 deposit upon opening. Use Promo code TEACHER at the time of account opening to receive a $50 incentive. This offer is available for a limited time from May 5, 2025 through May 31, 2025 and will expire on May 31, 2025. We will match a total of $50 of the amount you deposit during the promotional period. Must be deposited by the last day of the promotional period to qualify. Must be an employee who works in the Educational Industry in the state of Texas, an employee at GCEFCU, or an eligible immediate family member. GCEFCU reserves the right to cancel this promotion at any time for any reason.
Teacher Appreciation Weekly Giveaways: Must be a teacher to enter, one entry per person. Winner will be contacted via email.
Educator Mortgage – To apply for an Educator Mortgage Loan at least one applicant must be a current teacher or school employee for at least 2 consecutive years in a Texas school district. All applicants must have a credit score of 680 or higher and a 45% debt-to-income limit. Applicants may finance up to 103% LTV. Additional 3% is to be utilized for closing costs only – No cash back and no “coverage” for a lower appraised home permitted. This program is intended for primary residences within the state of Texas only, not vacation homes or investment properties. Other conditions may apply.
Loan Discounts – *APR = Annual Percentage Rate. Rates and discounts are subject to change without prior notification. Other conditions may apply. Maximum loan discount is 0.75% for auto, boat, motorcycle, and RV/Travel Trailer loans, and 0.50% for personal loans and miscellaneous equipment loans.
No Payments for 90 Days – Deferment is NOT available on loans already financed with Gulf Coast Educators FCU. Your rate will be based on the term of your loan and creditworthiness. Interest will continue to accrue during the deferral period and by electing to defer your car payments, the total interest charge will increase and extend the time required to pay your loan in full based on your required monthly payment. GAP insurance may not cover skipped payments.
Discount Tickets – Not valid with any other offers or coupons. All prices subject to change without notice. Tickets are non-refundable. GCEFCU not responsible for errors or omissions.
Skip-A-Pay Disclosure: Must have the $25 fee per loan in the account at the time of processing. Must be current on all accounts with the CU; excluding checking accounts that have not been negative over 30 days. To skip a payment on your auto loan, you must have current insurance on your vehicle. You cannot have received an extension the month prior to the skip a pay request. If you take advantage of the skip a pay, you will not be eligible for an extension the following month. Loans secured by Real Estate, Term Loans, Credit Card, Delinquent Loans, or loans that have already received 1 extension in the current calendar year are not eligible. If your loan is paid weekly, bi-weekly or semi-monthly, the agreement will allow you the “Skip-a-Pay” for two payments during the Skip-A-Pay month. New loans do not qualify for “Skip-a-Pay’s” unless three month’s worth of payments have been made. Interest will continue to accrue during the “Skip-a-Pay” period and that by electing to “Skip-a-Pay” the total interest charge will increase and extend the time required to pay my loan(s) in full based on my required minimum monthly payment. GAP may not cover skipped payments (refer to your GAP contract for details.)