Student Checking Your Way

Financial Independence Starts Here

Our Student Checking Account is just for members 13 – 17 years old. It gives your teen the chance to gain financial independence and learn all about how to spend and save money the smart way. With their own debit card and access to online banking, they can experience how budgeting works and become a financially savvy adult.

Open a Student Checking Account with these smart features:

  • Members ages 13 – 17 can open a Student Checking Account with their parent or guardian listed as a joint owner.
  • They will receive their own debit card that they can use in stores, online, or anywhere else that displays the VISA logo.
  • It’s free – There are no hidden fees or charges you need to worry about.
  • Woman with custom debit card
  • Having a Student Checking Account makes your teen eligible to apply for a GCEFCU scholarship.
  • Online Banking – They can keep track of their saving and spending online from their computer or phone.
  • When they turn 18, they are eligible to apply for a GCEFCU credit card so that they can start building their credit early.
  • Free Custom Debit Cards for every NEW student checking account opened between November 14th – December 31st, 2022
  • Teens can follow us on social media by liking our Facebook, Twitter, or Instagram pages.

Easy access to your teen’s account

With you listed as a joint owner, you have easy access to your teen’s account so that you can monitor their spending. You can also easily transfer money into their account using online banking from your mobile phone or computer.

Free custom cards for All New Student Checking accounts from November 14th-December 31st!

Open a Student Checking Account


Terms & Conditions

Youth Savings Accounts: Must be opened by a parent or legal guardian. Parent or guardian must be listed as a joint owner on the account.

Student Checking Account: Must be between ages 13 – 17 to qualify for a Student Checking Account. Parent or guardian must be listed as a joint owner on the account. Velocity limits: $250 cash, $500 debit, $500 credit. Once the member turns 18 they may request that their account be changed to a regular checking account with regular velocity limits. In order to apply for a GCEFCU credit card once the member turns 18, they must submit a credit card application and meet minimum credit check standards and/or have a parental co-signer.

Free Custom Cards: Must open a new Student Checking account and savings account between November 14th, 2022 – December 31st, 2022. Parent or guardian must be listed as a joint owner on the students account.