Online Banking

Become A Member

The Credit Union for School Employees

Gulf Coast Educators FCU is a credit union for teachers and school employees within the state of Texas. Here you will find all the same products and services of a big bank, designed specifically for school employees. If you or an immediate family member works for a school or college in Texas, you are eligible for membership and can open your account completely online. Check out some of our most popular products below and click the button below to learn more.

Become a Member-Owner

Savings Accounts

Savings Accounts, Youth Accounts, IRAs & more!

Explore our savings accounts

Loans

Auto Loans, Personal Loans, credit cards, loans for educators.

Learn more about loans

Home Loans

Mortgages, Refinances, Home Equity Loans, Teacher Mortgages

Learn more about home loans

FAQs 

Who Can Join

THREE WAYS TO BECOME A MEMBER

To become a member of Gulf Coast Educators FCU, you must fall within our field of membership.

School District Employee - Employees who work regularly in the Educational Industry in the state of Texas, meaning they work for:

  • an elementary school, secondary school, or post-secondary school

  • a county superintendent of schools’ office

  • an authorized education foundation

  • a school board, either as employees or trustees

  • Those who have retired as pensioners or annuitants from the above employment are also eligible

GCEFCU Employee - Employees of Gulf Coast Educators Federal Credit Union are eligible for membership.

Family Members - Immediate families or households that fall within the chart below are eligible for membership, as well as spouses of those who have died while within the field of membership of this credit union.

 
Family eligibility chart showing who qualifies for the membership through a GCEFCU member or employee. The top box is 'Member Employee of the Current Field or Employee of GCEFCU, branching to the immediate family members: spouse, children and others

How To Join

BECOMING A GCEFCU MEMBER

Becoming a member of Gulf Coast Educators FCU is easy! In fact, you can even open your account right here online.

Step 1:

Open your account with Gulf Coast Educators Federal Credit Union online or at any one of our locations. You will need to bring:

  • Pictured driver’s license or state identification card

  • Your name as it appears on your Social Security Card

  • Proof of employment (one of the following)

  • Contract

  • Pay Stub

  • Letter from your Personnel Office

Step 2:

Switch direct deposits and automatic deposits by emailing or contacting your employer for the corresponding forms.

Step 3:

Change automatic payments and withdrawals using the Change Automatic Withdrawal form.

Step 4:

Close all other savings, checking & bill payment accounts using the Close Account form.


For additional details or help switching your accounts to Gulf Coast Educators Federal Credit Union, just ask us! We’ll be glad to help. Please visit any branch office or call (281) 487-9333 or 1(800) 683-3863.