Gulf Coast Educators Federal Credit Union | Better Banking for Texas Educators

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Gulf Coast Educators Federal Credit Union

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Insurance

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Refer A Friend, Get $50

Refer a friend to join GCEFCU, and you'll get $50 when they open their GCEFCU membership & checking account. Plus, they will get $50 too! Click for full details.
Teacher Mortgage

No extra cash for a down payment or closing costs is required. You can finance your home up to 103%, using the extra 3% to cover your closing costs. Click to learn more.
Get $250 Cash Back on all New & Used Auto Loans

There has never been a better time to buy a car or refinance your existing one. This summer we are paying YOU $250 when you finance your vehicle loan with us, plus so much more. Click for all the details.
Low Rates on Home Equity Loans

Turn your big dreams into reality with the help of a home equity loan. With rates as low as 2.99%, you have options. Your credit union has a full-service real estate lending department ready to handle your home equity needs.
Katy Branch Coming Soon

The Gulf Coast Educators FCU Katy branch will be located on 1-10, just west of 99 next to Buc-ee's.
Texas Educators Rewards Credit Card

The Texas Educators Rewards Credit Card is exclusively available for school employees in the state of Texas.
Summer Better Sweepstakes

Send money with Zelle® for a chance to win $5,000 in the Summer Better Sweepstakes.
Are you covered?

Get a quick quote for new insurance coverage with Gulf Coast Educators Insurance Services, LLC. Compare quotes for auto, home, flood, renters, and more. Click to get your personalized online quote and to learn more.
Credit Score Simulator

With our new credit monitoring tool, SavvyMoney, you now have instant access to your credit score, credit report, personalized money-saving offers, and financial education tips on how to improve your score or maintain an already great one.

We are a credit union dedicated to serving the financial needs of educators and school district employees in the state of Texas. Here you will find all the products and services of a big bank, but designed to help make our members more money, save time, and provide peace of mind.

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Tips for Saving Money Post-Pandemic

Tips for Saving Money Post-Pandemic The pandemic changed the lives of everyone one way or another. Financially, many people took hits: some either lost their job or took pay cuts. However—with the pandemic nearing its end—we should begin to...

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Rolling Over Your Old 403(b)

Money Talks Blog

What do I do with my old 403(b) when I switch jobs? If you are an educator, changing jobs means you must decide what to do with the money in your 403b retirement account. Leaving the money in an old 403b may not be the best option since it is not growing...

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