Current Specials & Promotions


Limited Time Promotions

Winter Car Sale

From November 21 through December 31, 2022, when you search for your next vehicle using our Member Auto Center and submit a no-obligation price quote request, you’ll be entered to win $500.

Student Checking Your Way

Give the gift of Financial Independence! Along with good financial habits, we are giving free custom cards to all New Student Checking accounts from November 14th-December 31st!

Make Your Money Move Sweepstakes

EXTENDED – Now is the time to make your money move by setting up direct deposit with GCEFCU. We’re making payday twice as nice with our Make Your Money Move Sweepstakes. Each month we will be randomly selecting a lucky member’s direct deposit and doubling the amount, up to $2,500. No purchase necessary to win.

Refer A Friend. Get $50.

Spread the credit union love by telling all your eligible friends & family members to join Gulf Coast Educators FCU. When they open their new account with your referral link, you’ll both get $50! Click learn more for full details and qualifications.

Ongoing Promotions


Take a break from making loan payments and get some extra cash by skipping your loan payment(s) for one month. Simply log into online banking, submit a Skip-A-Pay request, and we will advance the current due date on your loan by one month for $25 per loan, giving you plenty of extra cash. Click learn more for full details and qualifications.

No Interest for Your First 6 Months with a GCEFCU Credit Card

Pay no interest for your first 6 months, and a low fixed rate after that, when you open a GCEFCU credit card. Choose from our Classic, Rewards, or Texas Educators Rewards Credit Card. Transfer your existing credit card balance to save money and pay down your debt. Click learn more for full details and qualifications.

No Payments for 90 Days

When you finance your new or used vehicle with GCEFCU, you won’t have to make your first car payment for 90 days. Love your car but not your payment? That’s ok – If you financed your last vehicle at another lender, it’s not too late to change your mind and refinance with Gulf Coast Educators FCU for less. Plus, you can defer making your first payment on your refinanced loan for 30, 60, or 90 days. Click learn more for full details and qualifications.

Loan Discounts

When you finance your auto loan with GCEFCU, you may qualify for additional loan rate discounts. We offer discounts to first time borrowers, members with multiple GCEFCU loans, and more. Click learn more for full details and qualifications.

Texas Educators Rewards Credit Card

The Texas Educators Rewards Credit Card is available to all school employees in Texas. Enjoy a lower interest rate and earn rewards as you shop.

Educator Mortgage

If you are a teacher or school employee looking to buy a home, you are in luck. With a Gulf Coast Educators FCU Teacher Mortgage, you can finance your new home up to 103%, with no down payment or PMI required. Click learn more for full details and qualifications.

More Special Perks

Insurance Services

Get a free quote online to lower your insurance with Gulf Coast Educators Insurance Services, LLC. Get a quote for auto, homeowners, renters, boat, motorcycle, umbrella, and more.

Investment Services

Schedule a no-obligation appointment to meet with your advisor and gain valuable information on financial planning topics. Click to learn more.

Free Credit Report

Our credit monitoring tool, SavvyMoney, is available within online banking. It breaks down and grades each section of your report on payment history, credit usage, total balances, credit age, and recent credit. SavvyMoney tells you why your grade is what it is and how to improve it to increase your score.

VISA Offers & Perks

Enjoy discounts from VISA when you use your GCEFCU debit card at participating retailers.

Discount Tickets

One of the many perks to being a GCEFCU member is that you get access to discounted tickets to local theme parks, museums, and events. To access the discount ticket page, click learn more.