Current Specials & Promotions
Limited Time Promotions
Principal of the Year
Voting has begun for our Principal of the Year Award! If you know a principal that goes above and beyond for their school, nominate them to win our Principal of the Year award. Click to learn more.
Search for a New Ride to Win
We are giving away $500 cash – One lucky winner will get $500 just for searching for their next car using our online Member Auto Center. Click to learn more.
Refer A Friend. Get $50.
Spread the credit union love by telling all your eligible friends & family members to join Gulf Coast Educators FCU. When they open their new account with direct deposit using your referral link, you’ll both get $50! Click learn more for full details and qualifications.
Take a break from making loan payments and get some extra cash by skipping your loan payment(s) for one month. Simply log into online banking, submit a Skip-A-Pay request, and we will advance the current due date on your loan by one month for $25 per loan, giving you plenty of extra cash. Click learn more for full details and qualifications.
No Payments for 90 Days
When you finance your new or used vehicle with GCEFCU, you won’t have to make your first car payment for 90 days. Love your car but not your payment? That’s ok – If you financed your last vehicle at another lender, it’s not too late to change your mind and refinance with Gulf Coast Educators FCU for less. Plus, you can defer making your first payment on your refinanced loan for 30, 60, or 90 days. Click learn more for full details and qualifications.
When you finance your auto loan with GCEFCU, you may qualify for additional loan rate discounts. Click learn more for full details and qualifications.
Texas Educators Rewards Credit Card
The Texas Educators Rewards Credit Card is available to all school employees in Texas. Enjoy a lower interest rate and earn rewards as you shop.
If you are a teacher or school employee looking to buy a home, you are in luck. With a Gulf Coast Educators FCU Teacher Mortgage, you can finance your new home up to 103%, with no down payment or PMI required. Click learn more for full details and qualifications.
More Special Perks
Get a free quote online to lower your insurance with Gulf Coast Educators Insurance Services, LLC. Get a quote for auto, homeowners, renters, boat, motorcycle, umbrella, and more.
Schedule a no-obligation appointment to meet with your advisor and gain valuable information on financial planning topics. Click to learn more.
Free Credit Report
Our credit monitoring tool, SavvyMoney, is available within online banking. It breaks down and grades each section of your report on payment history, credit usage, total balances, credit age, and recent credit. SavvyMoney tells you why your grade is what it is and how to improve it to increase your score.
VISA Offers & Perks
Enjoy discounts from VISA when you use your GCEFCU debit card at participating retailers.
One of the many perks to being a GCEFCU member is that you get access to discounted tickets to local theme parks, museums, and events. To access the discount ticket page, click learn more.
VISA Purchase Alerts
Set up alerts on your Visa debit and credit card transactions and get near real-time transaction notifications to help you identify possible fraudulent activities.