Credit Saver Loans

When it comes to building or fixing credit, there are no easy answers or quick fixes. We do have a loan that can assist members trying to build or fix their credit while at the same time helping build savings. With the Credit Saver Loan, a 12, 18 or 24 month Term Share Account is opened and used to secure the loan in the amounts shown below. By making timely monthly payments, positive repayment information is reported the credit bureaus which may help boost credit scores. Once the loan is paid off, the funds of the Term Share Account are deposited to your primary savings account.

Successful repayment of a Credit Saver Loan won’t instantly fix your credit or guarantee additional loan types become available to you but it is a starting point in the building or rebuilding process. Should you have any questions regarding the Credit Saver Loan, please do not hesitate to contact us.

Term Amount
12 months $1,000
18 months $1,500
24 months $2,000

Interest Rates: Please refer to our Rate Sheet for current rates.

Terms and Conditions: Successful repayment of Credit Saver loan closes term share account and funds are transferred to primary savings. Successful completion of the Credit Saver loan does not guarantee further credit union loans. 12 monthly payments of $85.49 for 12 month Credit Saver Loan with Term Share rate of 1.75% dividend rate and loan annual percentage rate of 4.75%. Rates are subject to change. As with any loan, member must be 18 years of age or older to apply for loan and must have a primary savings account.


Personal Loans

With fixed rates and terms, personal loans are a great alternative to credit cards for making big purchases or consolidating debt. Personal loans from your credit union are perfect for:

  • Car repairs
  • Small home improvement projects
  • School expenses
  • Medical expenses
  • Debt consolidation

Loan amount: $500 to $20,000

Terms: Up to 60 months

Prepayment Penalties: None

Interest Rates: Please refer to our Rate Sheet for current rates.


Boat Loans

Living on the Gulf Coast provides ample opportunity to enjoy boating. Boat Loans are available for new and used boats, wave-runners, jet skis, etc.

Loan amount: Up to 100% financing

Terms: Up to 144 months

Prepayment Penalties: None

Interest Rates: Please refer to our Rate Sheet for current rates.


Motorcycle Loans

Our climate allows for year round motorcycling. Motorcyle Loans are available for new and used motorcycles.

Loan amount: Up to 100% financing

Terms: Up to 60 months

Prepayment Penalties: None

Interest Rates: Please refer to our Rate Sheet for current rates.


Travel Trailer / RV Loans

Texas has great state parks for families to enjoy weekends camping and getting away from it all. There are some great parks within an hour drive from the Houston area. We can help you with the financing.Trailer and RV (Recreational Vehicle) Loans are available for new and used vehicles.

Loan amount: Up to 100% financing

Terms: Up to 144 months

Prepayment Penalties: None

Interest Rates: Please refer to our Rate Sheet for current rates.