Loan Rates

Effective as of 02/01/2016

To apply for a loan, visit one of our offices, call us at 281-487-9333 or apply online.

LOAN TYPEBASE APRAPR RANGETERMAVAILABLE DISCOUNTSOTHER NOTES
Vehicle2.49%1.49% - 17.99%Up to 84 months*1,2,3,4*$20,000 & above term up to 72 months
*$25,000 & above term up to 84 months
Credit Card8.99%8.99% - 18.00%RevolvingN/AFor Visa Rewards Card add 1.00% to rate - complete disclosures
Personal9.00%8.5% - 18.00%Up to 60 months1,2
Title4.50%4.00% - 17.50%Up to 84 months*1,2,3,4*$20,000 & above term up to 72 months
*$25,000 & above term up to 84 months
Boat5.00%4.50% - 18.00%Up to 144 months*1,2,3*$15,000 & above term up to 84 months
*$30,000 & above term up to 144 months
Motorcycle5.00%4.50% - 18.00%Up to 60 months2,3
Travel Trailer / RV5.00%4.50% - 18.00%Up to 144 months*1,2,3*15,000 & above term up to 84 months
*30,000 & above term up to 144 months
Miscellaneous Equipment7.00%7.00% - 17.00%Up to 60 monthsN/A
Share SecuredTerm Share Rate + 3.00%Up to 120 months*N/A* loans secured by share certificates, term is up to maturity date
Credit Saver*Term Share Rate + 3.00%Up to 24 months**N/A*contact credit union for further details
**12 months, loan amount $1,000
**18 months, loan amount $1,500
**24 months, loan amount $2,000
Mortgage RatesVisit Mortgage website for today's ratesVisit Mortgage website for today's ratesN/A*contact credit union for further fees, rules and restrictions
Home Equity*3.99%3.99% - 13.99%Up to 240 months**N/A*contact credit union for further fees, rules and restrictions
**For 61-120 months, add .50% APR
**For 121-180 months, add .75% APR
**For 181-240 months, add 1.00% APR
**For 2nd Lien, add an additional 1.00%
Teacher Loan1.99%1.99% - 9.99%Up to 60 monthsN/A
All rates quoted in Annual Percentage Rate. Actual rates may vary based upon credit qualifications and are subject to change without prior notification.

All rates quoted in Annual Percentage Rate. Actual rates may vary based upon credit qualifications and are subject to change without prior notification.

DISCOUNTDESCRIPTIONDISCOUNT
1Extended Warranty0.25%
2First Time Borrower/New Membership0.25%
3Credit Life or Disability Insurance0.25%
4GAP with PowerBuy0.25%
Maximum discount is 0.50%

Maximum discount is 0.50%.

Payment Example: 48 monthly payments of $23.26 per $1,000 borrowed at 5.50% APR.

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