LOAN DISCOUNTS

Consumer Loan Discounts

DiscountDescriptionDiscount Rate
Credit Life or Disability InsuranceAdd Credit Life or Disability Insurance to your loan through the credit union and you may receive 0.25% off your APR*.0.25%
Gulf Coast Educators Insurance Services, LLCIf you have any type of insurance service through Gulf Coast Educators Insurance Services, you may qualify for a discount of 0.25% off your APR*. Insurance offered through Gulf Coast Educators Insurance Services, LLC. Funds should not be considered a deposit or guaranteed by GCEFCU. Funds are not insured by the NCUA or any federal government agency.0.25%
Direct DepositIf you have at least 1 payroll direct deposit per month of $500 or more into your GCEFCU checking account, you may receive a discount of 0.25% off your APR*.0.25%
*APR = Annual Percentage Rate. Rates and discounts are subject to change without prior notification. Other conditions may apply. Maximum loan discount is 0.75% for auto, boat, motorcycle, and RV/Travel Trailer loans, and 0.50% for personal loans and miscellaneous equipment loans.

 

Real Estate Loan Discounts

DiscountDescriptionDiscount Rate
Direct Deposit DiscountSet up at least 50% of your paycheck to be direct deposited into your GCEFCU account to receive 0.125% off your APR*.0.125%
Loyal Member DiscountOpen a GCEFCU credit card or refinance an outside auto loan of $15,000 or more with GCEFCU to receive 0.125% off your APR*. Existing GCEFCU credit cards do not qualify.0.125%
*APR = Annual Percentage Rate. Maximum loan discount is 0.25%. Rates and discounts are subject to change without prior notification. Other conditions may apply.