Loan Rates

Some of the benefits of being a member of Gulf Coast Educators are our low loan rates. View a list of our current rates for a variety of loan products.

Loan Application

Use our online loan application to get your loan started quickly and easily. Know before whether your loan has been approved before you ever step foot in a branch. In some cases, the entire lending process can be handled without an office visit.

Car Loans

When you finance a vehicle through Gulf Coast Educators, you enjoy distinct advantages over financing at the dealership. In addition to our usual low rates, our auto loans feature a simple interest calculation with no prepayment penalties. Both new and pre-owned auto loans are offered with terms up to 7 years and 100% financing is available.

Credit Cards

Our credit cards have member friendly features like low rates, no balance transfer fees, free in branch cash advances and more. Click here to learn more.

Loan Payments

We offer several ways to pay your loans. We want to make it as easy and convenient as possible for you.

Member Auto Center

Our Member Auto Center has all the tools you need to find your next vehicle and give you peace of mind knowing you are getting good advice and deals. The Member Auto Center features the ability to search for new and used vehicles, advice on the car buying process and much more. Click here to visit our Member Auto Center website.

Loans for Educators

As a teacher’s credit union, we realize that our members have specific needs. We’ve designed three loan types to help meet the needs of our teacher members.

Real Estate Loans

We take great pride in how we help members afford the American Dream. Our financing allows you to be the architect of your future, providing you with the key to unlocking the benefits of such financial security, terrific tax advantages and peace of mind.

Financial Calculators

Whether you need to calculate how quickly you can pay off your mortgage, how much you need to save for college, or how expensive a car you can afford, our financial calculators help you determine the financial options which are best for you.