We specialize in working with educators and school district employees and have a full-service real estate lending department to handle your mortgage, land loan or home equity needs. Our team stands ready to assist you with all of your needs from buying or refinancing a home to financing land for your retirement home or using your home's equity for home improvements.
There are many perks when it comes to refinancing your mortgage. Choose the option that best fits your needs, and we’ll help you every step of the way.
If you are a teacher looking to buy a home, you are in luck. With a GCEFCU Teacher Mortgage, you can finance your new home up to 100%, with no down payment or PMI required.
The best way to protect your home from unexpected losses and damage is through homeowner’s insurance. Gulf Coast Educators Insurance Services, LLC is a subsidiary of GCEFCU, and available to provide you with the best homeowner’s insurance quote, whether you are buying a new home, refinancing, or simply shopping for a cheaper rate.
If you would like to schedule an appointment with one of our Real Estate Loan Officers, please give us a call at 281-487-9333 or email realestate@gcefcu.org.
As a reminder, do not send confidential information, such as member number, social security number, etc. in an e-mail message. To apply for a Teacher Mortgage Loan, you must be a current teacher or administrator with at least two years of teaching experience in a public school district, have a credit score of 680 or higher, and a 45% debt-to-income limit. Maximum loan amount is $300,000. Other conditions may apply.