THE CREDIT UNION FOR TEACHERS & SCHOOL EMPLOYEES
As an educator, you’re all about helping students learn and grow to live the best lives they can. As a credit union that was formed exclusively for educators, Gulf Coast Educators FCU is all about helping YOU improve your financial life. We understand your needs, your goals, and your career as an educator.
Educating the youth of Texas is what you do. Educating you about how to bank better is what we do. Browse some of our products and services below to learn more.
Savings accounts, Free Checking, Kid accounts, & more
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Auto loans, personal loans, credit cards, loans for educators.
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Mortgages, Refinances, Home Equity Loans, Teacher Mortgage
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THREE WAYS TO BECOME A MEMBER
To become a member of Gulf Coast Educators FCU, you must fall within our field of membership.
1. School District Employee
Employees who work regularly in the Educational Industry in the state of Texas, meaning they work for:
- an elementary school, secondary school, or post-secondary school;
- a county superintendent of schools office;
- an authorized education foundation; or
- a school board, either as employees or trustees.
Those who have retired as pensioners or annuitants from above employment are also eligible.
2. GCEFCU Employee
Employees of Gulf Coast Educators Federal Credit Union are eligible for membership.
3. Family Members
Immediate families or households that fall within the chart below are eligible for membership, as well as spouses of those who have died while within the field of membership of this credit union.
BECOMING A GCEFCU MEMBER
Becoming a member of Gulf Coast Educators FCU is easy! In fact, you can even open your account right here online.
Step 1:
Open your account with Gulf Coast Educators Federal Credit Union online or at any one of our locations. You will need to bring:
- Pictured drivers license or state identification card
- Your name as it appears on your Social Security Card
- Proof of employment (one of the following)
- Contract
- Pay Stub
- Letter from your Personnel Office
Step 2:
Switch direct deposits and automatic deposits with our Switch Kit, or by contacting your employer for the corresponding forms.
Step 3:
Change automatic payments and withdrawals using the Change Automatic Withdrawal form.
Step 4:
Close all other savings, checking & bill payment accounts using the Close Account form.
For additional details or help switching your accounts to Gulf Coast Educators Federal Credit Union just ask us! We’ll be glad to help. Please visit any branch office or call 281.487.9333 or 1.800.683.3863.
BANK ONLINE – NOT IN LINE.
As a credit union for teachers, we know your time is valuable. Don’t waste it by rushing to the bank before or after work. Experience the convenience of banking with the people who know you best. Gulf Coast Educators FCU gives you 24/7 access to your money all online and through our mobile app.
Download our FREE Mobile App from the App Store or Google Play for your mobile device. You can also text “Apple” or “Android” to 281-843-8611 to have the download link sent straight to your phone.
DISCLOSURES
Texas Educators Rewards Credit Card is only available to school employees within the state of Texas. Credit qualifications apply.
*APR = Annual Percentage Rate. Actual rates may vary based upon credit qualifications and are subject to change without prior notification. Maximum discount is 0.75% for auto, boat, motorcycle, and RV loans, and 0.50% for personal loans.
