The Easy Way to Spend & Save

Here’s how it works: Every time you make a purchase using your Gulf Coast Educators debit card, your transaction amount is rounded up to the next dollar, and the difference is put into your new Dollar Up Savings account. In addition, that savings grows without any effort on your part at all, and at 2.99% APY*! Then at the end of the quarter, we’ll deposit the money into your primary savings to spend or save however you’d like. In other words, think of it as your virtual change jar!
dollar up example

Example: If you spend $3.50 on coffee, $8.13 on lunch, and $56.26 on gas during one day, at the end of the day $2.11 will be transferred from your checking account to your dollar up account.

In conclusion, if you spent that same amount every day, you could grow your savings to more than $60 in one month, and almost $200 in one quarter! Grow your pennies into dollars, and then into hundreds of dollars. All while earning 2.99% APY* on your savings.

Get started today and open your Dollar Up Savings account by filling out the form below.

Open Dollar Up Savings Account

  • By submitting this form, I am authorizing the credit union to open a Dollar Up Savings account under my existing member number (account number). If I don't currently have a GCEFCU checking account, one will be opened for me with this account. I further agree that I have read and agree to the terms of the chosen account types. I understand that there may be fees and regulations associated with each type of account, and hereby authorize the credit union to charge those fees.









*APY = Annual Percentage Yield. APY is accurate as of 04/01/20.
Minimum balance of $5 on Dollar Up Savings account to begin earning 2.99% APY. In addition, no outside deposits may be made to the Dollar Up Savings account. Total sum of remaining cents for each debit card transaction will be automatically deposited into Dollar Up Savings account at the end of each day from the member’s checking account. Funds must be available in the checking account to complete transfer. Moreover, funds will be deposited from the Dollar Up Savings account into the member’s primary savings account the first day of every quarter.

Rates & Disclosures