Now Available: Texas Educators Rewards Credit Card

The Texas Educators Rewards Credit Card is now available! At Gulf Coast Educators FCU, we strive to help school employees every day, both in the classroom and at home. We surveyed thousands of educators across the state of Texas, and based on your feedback, we’ve created the perfect teacher credit card. See all the great benefits below.
educators credit card image

  • 0% Interest Rate for your first 6 months, with a fixed rate as low as 6.99% APR* after that
  • Earn Rewards for every dollar you spend
  • No Fees on Cash Advances done at a GCEFCU branch
  • No Balance Transfer Fees on any previous credit card debt you’d like to transfer to your new GCEFCU credit card
  • No Annual Fee or application fee
  • Apply Online and we’ll mail your card straight to you, or you can pick it up from any GCEFCU location


Apply for your card today

To get started with applying for the Texas Educators Rewards Credit Card, check out the options below to select which one best fits your needs.

Current Members

If you are already a member at Gulf Coast Educators FCU, you can easily apply for the Texas Educators Rewards Credit Card online. Simply click the Apply Now button and fill out the application. After you have submitted the form, one of our loan officers will get in touch with you.

Not A Member Yet

If you are not already a GCEFCU member, you can apply for the Texas Educators Rewards Credit Card by clicking the Apply Now button. Once your application is approved, we will set up your GCEFCU membership as well. You can learn about all of the perks of membership at Gulf Coast Educators FCU by clicking here.


Teacher Credit Card Resource Center


*APR=Annual Percentage Rate. Texas Educators Rewards Credit Card is only available to school employees within the state of Texas. 0% APR* on all new purchases and balance transfers to a new GCEFCU credit card for six months, beginning from the date of opening your card. After six months, your rate will convert to a standard APR* of 6.99% – 18.00% APR* based on your credit score. Credit qualifications apply. This offer is valid for first time GCEFCU credit card holders only. Members who close and open a new card or switch credit card types do not qualify for the introductory rate.