Online Banking

Back To School Giveaway

Enter for a chance to win $1,000!

It’s the most exciting time of the year - Back to School season! As teachers are busy getting their classrooms set up and supplies organized, this is the best time for us to show our gratitude and appreciation for all that you do. We are giving away $1,000 to ONE lucky educator or school employee. You can enter by filling out the form below. One entry per person only.

 
 

Becoming a GCEFCU Member has it’s Perks!

Gulf Coast Educators FCU is a credit union for teachers and school employees within the state of Texas. Here you will find all the same products and services of a big bank, designed specifically for school employees. If you or an immediate family member works for a school or college in Texas, you are eligible for membership and can open your account completely online. Check out some of our most popular products below and click the button below to learn more.

For a limited time: Open a new savings and checking account with an initial $100, use code WELCOME100 and we’ll match that $100! Click the button below to open your account today!

Just for Educators & School Employees!

Savings Accounts
Savings Accounts, Youth Accounts, IRA’s, Health Savings & more!

Loans
Auto Loans, Personal Loans, Credit Cards, Educator Loans & more!

Home Loans
Mortgage, Refinances, Home Equity Loans, & Educator Mortgages.

Additional Services
Insurance & Investment services are available to help you prepare for life's expected & unexpected moments.

 
Appreciated Teachers

Community Giving

Our community starts in the classroom. That’s why we proudly invest in teachers, schools, and programs that help educators thrive. From classroom initiatives to local events, we’re here to champion the people who make a difference every single day.

Learn more about our community

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Learning Together

Tune in to our Banking on Education podcast and check out Money Talks Blogs for quick tips, smart strategies, and real-world advice to help you make the most of your money.

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Back to School Giveaway: To enter to win the Back to School Giveaway, you must fill out the online form shown above between July 20 – August 16, 2026. You must be an employee at a school district, accredited private school, college, or university in the state of Texas to win. You may only enter The Back to School Giveaway drawing once. All duplicate email addresses and phone numbers will be disqualified. One winner will be drawn at random on August 17th, 2026. One winner will receive a grand prize of $1,000. The winner will be contacted via email or phone number provided and will have exactly one week to claim their prize, or it will be forfeited and a new winner will be drawn. By entering the drawing, you agree that GCEFCU can display your name in publications or online on our website and social media channels if you win. By entering The Back to School Giveaway, you may receive marketing emails from GCEFCU. Applicable 1099 forms may be issued the following January. GCEFCU reserves the right to cancel this promotion at any time for any reason.

New Member Promo: New members (Must be 18 or older) of Gulf Coast Educators FCU who open a savings and checking account with an initial deposit of $100 into their primary savings account, will receive a $100 bonus. Must use promo code of WELCOME100 when applying. Bonuses will be credited to the primary savings account within 7–10 business days after all requirements are met. A minimum balance of $1 is required to open and maintain a GCEFCU membership. Offer may end at any time. Additional terms and conditions apply.