Free Credit Score & Report

Your credit score is an important number. Do you know yours? It is a number that ranges from 350 to 850. The higher your number, the better rates you’ll receive on loans, and vice versa.

Why is this number so important? Let’s do the math.

If you have a high credit score, and have a $200,000, 15 year mortgage at 4% interest. You are looking at paying a monthly principal and interest payment of $1480.

If you have a low credit score, with the same $200,000, 15 year mortgage, but at a rate of 8%, your monthly payment will end up being $1911. That is $431 more that you are having to pay per month, which adds up to more than $75,000 over the life of the loan. So, the higher your score, the more money you save on loans!

Since your score is so important, we will give it to members of the credit union for free. Just stop by one of our full service locations and we will provide you with a free credit report with your score. Our team members can discuss your report and help you find ways to improve your score.