If I only had the time

Have you ever said, “I would do    (fill in the blank)_, if I only had the time.” Well, many of us are now working from home and are finding that we do have more time on our hands. I started thinking about this because I saw a funny comment about this very subject:

“After years of wanting to thoroughly clean my house but lacking the time, this week I discovered that wasn’t the reason.”

You can substitute the thorough house cleaning with something you’ve meant to do at work or maybe with your finances and most likely you’ll discover that time wasn’t the reason. My colleague and I were determined to change that while we are working remotely and decided to thoroughly clean our website, our credit union home on the Internet.

Why hadn’t we done this sooner? Probably the same reason as the author of the above quote. It wasn’t a fun activity and we always found other things to do instead. Well, the Spring cleaning is done and everything is up to date and our website is better because we took that first step: we started. And once you get going, you get into a rhythm and you wonder why you didn’t do it sooner.

If you’ve found yourself with a bit more time, we encourage you to find that thing you’ve been putting off. If your thing is financial in nature, the credit union has the tools you need to get started. For example, if you have always said that you want to understand and improve your credit score but haven’t had the time, then you are in luck. The credit union just added a tool called SavvyMoney to our digital banking system that allows you to view your score, what makes up your score and includes tips to improve your score. Want to take this time to start budgeting better? Again, log into your account and start using the budgeting feature to categorize and track your spending.

As I’ve written before, getting started is the hardest part. Hopefully you’ll find your thing and wonder once it’s done why you didn’t do it sooner. Good luck.



Post author: Jamieson Mackay, CCUFC

The opinions expressed on this page are for informational purposes only and is not intended to provide legal or financial advice. The views expressed are those of the author of the article and may not reflect the views of the credit union.