Convenience In Your Pocket

Access your money anytime and anywhere with the Gulf Coast Educators FCU Mobile App. Make purchases, pay bills, deposit checks, and transfer money to your friends straight from your phone or mobile device. Check out all of the features below and learn how to set up your mobile wallet with our step-by-step instructions.

You can download our FREE mobile app from the app store or android market from any smart phone or mobile device by searching “Gulf Coast Educators FCU.”




Pay From Your Phone

Setting Up Your Mobile Wallet

With your mobile wallet, you can pay for purchases online and in person, straight from your phone. First, you must add your debit or credit card to your mobile wallet app. Which app you use will depend on which phone device you currently have. Select the type of mobile device you will be using below for step by step instructions.


Apple Pay

applepayWhat is Apple Pay and how does it work?

To use Apple Pay for purchases in-store or within apps, you must first add your debit or credit card to your Wallet & Apple Pay app. This app should already be on your phone, but if you can’t find it, you can go to Settings, and then scroll down to Wallet & Apple Pay. Once your card has been added, you can hold your device near the contactless reader. Then, place your finger on “Touch ID™” and hold the iPhone near the reader until you see “Done” and a checkmark on your screen which indicates that your payment is complete. If “Touch ID” doesn’t work, or you do not have it enabled, you will need to enter your device passcode.


How can I add my card to Apple Pay?

To add your GCEFCU debit or credit card to your Apple Pay Wallet, you can open up the app and select Add Credit or Debit Card. After reading the privacy policy, select Continue.

You will then be able to either scan a picture of your card using your mobile device camera, or you can enter your card information manually. After that, you will be prompted to agree to the Terms and Conditions. Once these steps have been completed, you will be free to start using Apple Pay!


Where can I use Apple Pay?

You can use Apple Pay to make payments in stores or in participating merchant apps. Just look for the contactless and/or Apple Pay symbol at checkout.



For more help with set up, visit Apple Pay support.

Visit Apple ( for a recent list of merchants where payments are accepted.

Android Pay

To see how Android Pay works, view the video below.


Setting It Up

To set up Android Pay, you will first need to download the Android Pay app from the Google Play Store. When you open the app, click the Get Started button.

Your phone will then ask you to allow Android Pay access to your device’s location. Select Allow.

Next, you will need to turn on NFC. Your phone should prompt you to visit Settings, and then turn the NFC and Payment option to On.

Once that is completed, you can select +Add a credit or debit card. You will have the option to scan your card from your phone’s camera, or to type in the information manually.

After you have added your card, you will be required to verify your card to have it activated. You will be prompted to call a phone number (this number is NOT Gulf Coast Educators FCU, this is an Android Pay number) and answer a few questions pertaining to your account. You will need to know your name, card number, last 4 digits of your social security number, address, and the last transaction that posted to your card. Once this step is completed, you will be free to start using Android Pay!

Samsung Pay

Setting It Up

To set up Samsung Pay, you will first need to download the mobile app from the Google Play Store. After pressing Start, you will need to read and agree to the Terms of Service and Privacy Notice agreements. Then select Next.

Next, you will be required to set up a PIN. Once that is completed, you will be able to link your GCEFCU card by selecting Credit/Debit Card.

Once you have added your card, you will be prompted to verify your card by selecting Call Bank (this number is NOT Gulf Coast Educators FCU, this is a Samsung Pay number). You will need to verify your name, card number, address, and last transaction made using the card. Once this step is completed, you will be free to start using Samsung Pay!


How to Add Your GCEFCU Card to PayPal

When making purchases online, it is always nice to use secure online payment services, such as PayPal. When making a payment through PayPal, the retailer never receives your financial information, which limits the chances of your information being stolen.

You can easily add your Gulf Coast Educators FCU debit or credit card to your PayPal account by following the steps below.


Step 1: Sign up for your free PayPal account, if you don’t have one already.

Step 2: Once logged in, select the “Wallet” tab on the menu located at the top of the screen.


Step 3: On the left side of the screen, select “Link card or bank.”

Step 4: Select “Link a debit or credit card” and then type in your card information. There is also an option to link your bank account, which you can do. In that case, you would type in your checking account number and the credit unions routing number, which is 313087286.

Now when you are shopping online, you can check out using your GCEFCU card through your PayPal account. It is that easy!

Deposit Checks

Remote Deposit Capture (RDC)

Remote Deposit allows you to deposit a check using your mobile device by taking a picture of the check and submitting it to the credit union. You must first install the credit union’s mobile app in order to use the RDC feature. Click here to learn more.


Pay Bills

Bill Pay

Remembering to pay your bills on time can be a pain. One late payment can affect your credit score negatively, and cost you more money in late fees. To make your life a little easier, we offer free online bill pay to our members. Pay all of your bills in one spot, without ever having to leave your couch.

Bill Pay can be found on your online banking page from your computer or our mobile app. First, you will need to set up your “payees,” or who we will be sending your payments to. From there, you can set up reminders or automatic payments for the funds to come out of whichever account you choose. It’s that easy!