Teacher Appreciation Week Giveaways
To show our thanks for all that you do, we will be giving away special prizes each week during the month of May. Enter to win this week’s prize by filling out the form below.
Week #1 – May 1st-8th: Free Lunch for Entire School Staff
Enter to win this week’s prize
One entry per person. Winner will be contacted via email.
In-Branch Giveaways
If you are an educator, stop by any of our locations during Teacher Appreciation Month to receive a free gift! We will be giving away a new gift each week in the lobbies from 8am-5pm. Must show school staff ID.
Discounts & Promo Codes
Teachers work hard all year long, and they should feel appreciated all year long, too! We’ve compiled a list of all the freebies and discounts different businesses offer teachers during Teacher Appreciation Week and all year long. Check them out by clicking the button below.
The Credit Union for Texas Educators
Gulf Coast Educators FCU is a credit union dedicated to serving the financial needs of educators and school employees in the state of Texas. Here you will find all the same products and services of a big bank, designed specifically for school employees. Check out some of our most popular products below.
- ✔ Texas Educators Rewards Credit Card. – Available to all school employees who qualify. Earn rewards by shopping at all your favorite places. Learn More.
- ✔ Educator Mortgage. – School Employees can finance a new home up to 103%, with no down payment or PMI required. Learn More.
- ✔ Auto Loan Discounts. – Get up to 1.00% off your APR* when you finance or refinance your car loan. Learn More.
- ✔ Dollar Up Account. – Link your GCEFCU debit card to a Dollar Up Savings Account, and have the extra change from your transactions automatically transferred to a savings account. Learn More.
- ✔ Mobile App. – Get 24/7 access to your funds using our top rated mobile app. Learn More.
Disclosures
Educator Mortgage – To apply for an Educator Mortgage Loan at least one applicant must be a current teacher or school employee for at least 2 consecutive years in a Texas school district. All applicants must have a credit score of 680 or higher and a 45% debt-to-income limit. Applicants may finance up to 103% LTV. Additional 3% is to be utilized for closing costs only – No cash back and no “coverage” for a lower appraised home permitted. This program is intended for primary residences within the state of Texas only, not vacation homes or investment properties. Other conditions may apply.
Loan Discounts – *APR=Annual Percentage Rate. Maximum discount is 1.00% for auto, boat, motorcycle, and RV loans, and 0.75% for personal loans.
No Payments for 90 Days – Deferment is NOT available on loans already financed with Gulf Coast Educators FCU. Your rate will be based on the term of your loan and creditworthiness. Interest will continue to accrue during the deferral period and by electing to defer your car payments, the total interest charge will increase and extend the time required to pay your loan in full based on your required monthly payment. GAP insurance may not cover skipped payments.
Discount Tickets – Not valid with any other offers or coupons. All prices subject to change without notice. Tickets are non-refundable. GCEFCU not responsible for errors or omissions.
Skip-A-Pay Disclosure: There must have been 3 monthly, 6 semi-monthly or 6 bi-weekly payments made on a loan to qualify. To skip a payment on your auto loan, you must have current insurance on your vehicle. You cannot have received an extension the month prior to the skip a pay request. If you take advantage of the skip a pay, you will not be eligible for an extension the following month, or for the next available Skip-A-Pay promotion. The credit union allows a maximum of 2 extensions/skip a pays per year per loan if the loan qualifies. Request must be submitted a minimum of 1 week in advance of loan due date. Loans secured by Real Estate, Term Loans, Credit Card, 12-12-12 Loans, or Delinquent Loans are not eligible. If your loan is paid weekly, bi-weekly or semi-monthly, the agreement will allow you the “Skip-a-Pay” for two payments during the selected month that you choose. New loans do not qualify for “Skip-a-Pay’s” unless three months’ worth of payments have been made.
Teacher Appreciation Weekly Giveaways: One entry per person. Winner will be contacted via email.
