Your time is worth money and we know it. That’s why we offer you the convenience of doing business with your credit union through direct deposit. The best part is that our members with direct deposit report receiving their deposits at least a day before their coworkers who have accounts elsewhere*.

With direct deposit, your entire paycheck or recurring benefit check, such as Social Security or your teacher’s retirement check, can be deposited into either your savings or checking account. Funds can then be transferred to other accounts such as Christmas Club or to make loan payments. In most cases, members using direct deposit receive their funds a day or two before those receiving paper checks. To set up direct deposit with your employer, you will need your five or six digit member/account number and the credit union’s routing or ABA number which is 313087286.

Direct Deposit Case Study

Clear Creek ISD Direct Deposits to GCEFCU in 2018

Direct Deposit Date CCISD Pay Date Days Ahead
11/16/2018 11/20/2018 4
11/1/2018 11/5/2018 4
10/17/2018 10/20/2018 3
10/3/2018 10/5/2018 2
9/18/2018 9/20/2018 2
8/31/2018 9/5/2018 5
8/16/2018 8/20/2018 4
8/2/2018 8/5/2018 3
7/18/2018 7/20/2018 2
7/3/2018 7/5/2018 2
6/18/2018 6/20/2018 2
6/1/2018 6/5/2018 4
5/17/2018 5/20/2018 3
5/2/2018 5/5/2018 3
4/18/2018 4/20/2018 2
4/3/2018 4/5/2018 2
3/16/2018 3/20/2018 4
3/1/2018 3/5/2018 4
2/16/2018 2/20/2018 4
2/1/2018 2/5/2018 4
1/17/2018 1/20/2018 3
1/3/2018 1/5/2018 2

Average number of days direct deposit is received before actual pay date for CCISD:   3.09
Based on actual member account data. Actual results per employer will vary and the credit union can’t guarantee early arrival of direct deposits.