Fees assessed to Checking account holders:

(effective July 1st, 2018)

Regular Checking Fees:

No Monthly Fee
See chart below for Overdraft/NSF fees.

Advantage Checking:

$6.00 Monthly Fee
$20.00 Debit Card Transaction NSF Fee (if opted in)

Overdraft/NSF Fees:

Overdraft Fee, NSF fee for check or ACH item – Fee applies to every overdraft created by check, in person withdrawal, ATM/ITM withdrawal, or other electronic means within a one year period from January 1st to December 31st.

Occurrence – An occurrence is defined as anytime your account is taken negative to pay an item or an item is returned due to insufficient funds in your account. VISA debit transactions count as occurrences but are subject to different fees (if applicable) than the tiered structure below.

Tier 1 – First and second occurrence $10.00 each
Tier 2 – Third and fourth occurrence $20.00 each
Tier 3 – Fifth occurrence and beyond $30.00 each