College Saver

Here every step of the way.

We’re here to help build your child or grandchild’s future. We understand that it’s not easy to start saving for college and sometimes it’s hard to take that first step. That’s why we’ve created the College Saver Term Share which can be opened for $25.

Here‘s how it works:

•   $25 minimum required opening deposit.

•   $250 minimum balance to earn dividends.

•   Unlimited number of deposits in amounts greater than $50.

•   Term Share renews automatically every 12-months until the member reaches 18 years of age.

•   Must have a parent/legal guardian joint owner.

Stop by one of our branches to open a membership for your child or grandchild or if they already have a membership, log into membership and use the Open Accounts feature found Accounts on the drop down menu in online banking.


Gulf Coast Educators Federal Credit Union will present scholarships annually in the amount of $1000.00 – total of $4000.00 – to three qualified students selected from applicants within our field of membership. For eligibility requirements please visit

College Saver Term Share Terms and Conditions:

When your 12-month College Saver Term Share Certificate matures after your 18th birthday, the certificate will convert to a regular 12-month Term Share Certificate, or if the balance is less than $1,000, the balance will be deposited to a Share Account. The new account will be subject to all terms and conditions of the applicable Share or regular Term Share Accounts. Deposits to the 12-month College Saver Term Share Certificate can be made at any time in the amount of $50 or more. Deposits will not affect the maturity date and dividend rate. Penalty for early withdrawal may be imposed. Child must be a primary account holder to open a College Saver Term Share. Click here for current rates.


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