Gulf Coast Educators Insurance Services

  • One Stop Shop. Once your loan is funded with GCEFCU, you can get an insurance quote, print your insurance cards, and make your payments all online via your personal insurance portal.
  • Always Looking Out For You. When your insurance expires, you won’t be automatically enrolled with a higher payment. Your insurance agent will send you a variety of new quotes to pick from. In other words, we will make sure you get the best coverage for your money.
  • Loan Discounts. If you purchase insurance policies through our agent, you may qualify for loan discounts on new loans with GCEFCU.
  • Adding Value. Gulf Coast Educators Insurance Services, LLC is an affiliate of GCEFCU, and is solely owned by the credit union. You can check out our privacy policy by clicking here.


Meet Your Insurance Agent

Insurance agent - Mirella TorresMirella Torres
Licensed Insurance Agent

Phone: 281-436-5339
Toll Free: 800-581-2428



Types of Coverage

Types of Coverage

Auto Insurance

Auto InsuranceWhile insurance doesn’t cover basic wear and tear on your vehicle, it is a necessary precaution to help you in the event of an accident resulting in either damage to your or another’s vehicle, or injury to anyone involved. Moreover, without insurance, you would be on your own to cover the financial costs out-of-pocket, which can often total thousands of dollars.


Home Insurance

Home InsuranceThere are also six types of coverage under Texas homeowner’s insurance policies. These include coverage of the home or dwelling itself, coverage for personal property and items inside the home, protection for other structures around the property, loss of usage coverage if you need to live outside the home temporarily, liability coverage if someone else is injured on your property, and medical payments for any treatment that is needed.


Motorcycle Insurance

Motorcycle InsuranceIn the US, every state except Hawaii requires you to purchase motorcycle insurance. Every state gets to decide how much coverage and what type it wants to require. In Texas, you must purchase a motorcycle insurance policy that provides liability and property damage coverage.


Renters Insurance

Renters InsuranceOne of the reasons why you need to have a renter’s insurance policy is because it will undoubtedly be a requirement in your lease. Apartments and/or Landlords will want all tenants to have a renter’s insurance policy at all times. In other words, if you do not have one, you will technically be in violation of the lease and could face penalties.


RV/Travel Trailer Insurance

RV InsuranceIf you own or drive an RV in Texas, you will need to get it properly insured before you hit any public roadways. State law requires your RV (or camper or trailer) to meet certain insurance liability coverage minimums in the areas of property damage, maximum overall injury and maximum injury for each person involved.


Boat/Watercraft Insurance

Boat InsuranceThe state has a few rules to keep the waterways safer. Similarly, these rules bear comparisons to the rules for driving its roads. Moreover, by following all of its rules, you automatically reduce your liability.


Umbrella Insurance

Umbrella InsuranceYou already have basic insurance, but what happens when it is not enough? You then can use umbrella insurance which covers things the other policies either do not cover or do not cover well enough. Basic flood insurance is often inadequate, so umbrella insurance covers the balance.


Life Insurance

Life Insurance

We are now offering Life Insurance through CU Financial Group, LLC. Fill out the form below to get your personalized quote.

Frequently Asked Questions


Get A Quote

Request A Quote

As your independent agent, we promise to provide top notch one-on-one personal service. We will take the time to understand your needs, then shop multiple insurance providers to find you the best options while making certain you know exactly what is covered, your deductibles, and limits. Down the road when your policy nears expiration, we won’t let it automatically renew at a higher rate like many companies do today. Your insurance agent will give you a variety of quote options to make certain you continue to receive the best possible coverage at the lowest cost.

To get your custom quote, give us a call or send an email to



Insurance offered through Gulf Coast Educators Insurance Services, LLC. Funds should not be considered a deposit or guaranteed by Gulf Coast Educators Federal Credit Union. Funds are not insured by the NCUA or any federal government agency.