Your Refinance Options

Better Rate – Refinance your mortgage to get a better rate and lower your monthly payment, shorten your term to pay your loan off faster, or both. Refinancing is available up to 95% of your home’s value.

Get Cash Back – Refinance your mortgage and use the equity built up to get cash back to make big purchases, such as home improvements, college tuition, pay off debts, and more. Refinancing is available up to 80% of your home’s value.

All The Details

  • Conventional fixed rate mortgage – same low rate for the life of your loan
  • Quick approval process
  • No PMI (Private Mortgage Insurance) required when refinancing up to 80% of your home’s value.


Mortgage Refinancing Just for Teachers

If you are a teacher looking to refinance your mortgage, you are in luck! With a Gulf Coast Educators FCU Teacher Mortgage Refi, you can refinance your home up to 95%, with no PMI required.

  • Up to 95% financing
  • No PMI (Private Mortgage Insurance) required
  • Borrow up to $300,000
  • Lower your rate & monthly payment


How to Apply

Apply online by clicking the button below. If you have any questions, Bre is your Mortgage Loan Refinancing Expert, and she can help you with anything you need. She is here to help you with each step of the way, from application to closing.

Home Equity Loan Officer - Bre Rife

Bre Rife
NMLS# 1149825

 Apply for a Home Equity Loan

To apply for a Teacher Mortgage Refi, you must be a current teacher or administrator with at least two years of teaching experience in a public school district, have a credit score of 680 or higher, and a 45% debt-to-income limit. Maximum loan amount is $300,000. Other conditions may apply. As a reminder, do not send confidential information, such as member number, social security number, etc. in an e-mail message.