Teacher Mortgages

teacher w studentsTeachers do so much for their students. We want to do something special for teachers.

If you are a teacher looking to buy a home, you are in luck. With a Gulf Coast Educators FCU Teacher Mortgage, you can finance your new home up to 100%, with no down payment or PMI required. To see if this is the right fit for you, check out all of the qualifications below.

  • Must be a current teacher or administrator with at least two years of teaching experience in a public school district
  • 680 or higher credit score
  • 45% Debt-to Income limit
  • $250K maximum loan amount
  • $0 down payment required
  • Member can use seller credit to cover closing costs
  • No Private Mortgage Insurance

For information about our teacher mortgage program, including current rates, contact one of the credit union’s mortgage loan officers:

Bob Hedrick
NMLS# 198267
Jeannette LaRue
NMLS# 755123
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