Refinance Your Auto Loan

Lower Your Monthly Car Payment

Percentage rateIf you are paying too high of interest rates on your auto loan, let us take a closer look to help you find the best option for lowering your interest rate or monthly payment.

In addition to lowering your rate, when you refinance your car loan with us you won’t have to make your first payment for up to 3 months! See if we can lower your auto loan rate by answering a few short questions below.


*APR = Annual Percentage Rate. This offer does not automatically approve you for a GCEFCU auto loan. Your rate is based on your credit score and the terms of your loan. Additional requirements may apply. Deferment is NOT available on loans already financed with Gulf Coast Educators FCU. Interest will continue to accrue during the deferral period and by electing to defer your car payments, the total interest charge will increase and extend the time required to pay your loan in full based on your required monthly payment. GAP insurance may not cover skipped payments. Payment Example: 60 monthly payments of $17.96 for each $1,000.00 borrowed. Maximum discount is 1.00% for auto loans, and 0.50% for all other loans.