Gulf Coast Educators FCU is a credit union dedicated to serving the financial needs of educators and school employees in the state of Texas. Here you will find all the same products and services of a big bank, designed specifically for school employees. Check out some of our most popular offers below.
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  • Free HSA Administration – We administer Health Savings Account programs to Texas school districts at no cost to the district or their employees Learn More.
  • High Interest Deposit Accounts – Earn a higher interest rate on school district funds. To learn more, contact Kyle Ford at
  • Teacher Mortgage – School Employees can finance a new home up to 103%, with no down payment or PMI required. Learn More.
  • Texas Educators Rewards Credit Card – Available to all school employees in Texas who qualify. Earn rewards by shopping at all your favorite places. Learn More.
  • Educator Loans – Low-rate loans to assist educators and their unique needs, such as purchasing classroom supplies and continuing professional development. Learn More.




As an educator, you’re all about helping students learn and grow to live the best lives they can. As a credit union that was formed exclusively for educators, Gulf Coast Educators FCU is all about helping YOU improve your financial life. We understand your needs, your goals, and your career as an educator.

Educating the youth of Texas is what you do. Educating you about how to bank better is what we do. Browse some of our products and services below to learn more.

Saving & Checking Accounts


Savings accounts, Free Checking, Kid accounts, & more

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Auto loans, personal loans, credit cards, loans for educators.

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Mortgage Loans

Home Loans

Mortgages, Refinances, Home Equity Loans, Teacher Mortgage

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Texas Educators Rewards Credit Card is only available to school employees within the state of Texas. Credit qualifications apply.