Car Loans

Apply For Your Vehicle Loan Online And Get Things Started

Searching for a new car loan has never been easier – or faster! GCEFCU has accelerated applying for a loan with our online application process. Click here to start the application process and you’ll be shopping for your new or used truck, hybrid, sports car, convertible, crossover or van before you know it!

A Loan That Will Click With Your Budget

Don’t wait another day to trade in your old, money-guzzling loan for a sleek, affordable one at GCEFCU. The chart below illustrates just how much we could save you.

Actual GCEFCU Member Auto Loan1.99%*60 Months$25,000$438.12
Average Bank Auto Loan3.05%*60 Months$25,000$449.82
GCEFCU Savings Over The 60 Month Term Of A Similar Bank Auto Loan$702.16

Our Key Loan Details

  • Rates as low as 1.99% APR*
  • Up to 100% financing on a new or pre-owned vehicle
  • Terms up to 7 years
  • Fast loan approval and flexible repayment terms
  • Friendly, local service
  • Easy to apply online, in person or by phone

Quick Loan Application

Member Auto Center

Our Member Auto Center has all the tools you need to find your next vehicle and give you peace of mind knowing you are getting good advice and deals. The Member Auto Center features the ability to search for new and used vehicles, advice on the car buying process and much more. Click here to visit our Member Auto Center website.

Additional Resources

Helpful Services

AUTO EXAM: AUTO EXAM’S goal is to protect the consumer from buying someone else’s problems. We will give you a written unbiased report identifying any problems such as: Was it maintained? Has it been in an accident? Is the mileage correct? Has it been flood damaged? Are there any mechanical problems? How much is the vehicle really worth? Auto Exam can answer these questions and much more.

CARFAX: Order a CARFAX Vehicle History Report... your best protection against buying a used car with costly, hidden problems, including flood damage. CARFAX searches its nationwide database and provides a detailed report in seconds.


*APR = Annual Percentage Rate. All rates are subject to change without prior notice. Your actual rate may be higher based on your credit score and the terms of your loan. No other promotional discounts may be applied. Offer ends December 31, 2015. Additional requirements may apply. Payment Example: 60 monthly payments of $17.53 for each $1,000.00. borrowed.

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