Mortgage

Morgage

With advantages like low closing costs and fees, we make getting a home loan easier for you. Our team is here to help you every step of the way.

Refinance

Refinance

There are many perks when it comes to refinancing your mortgage. Choose the option that best fits your needs, and we’ll help you every step of the way.

Land Loan

Land Loan

Found that perfect retirement spot or weekend getaway but not quite ready to build? A land loan from your credit union may be the answer.

Teacher Mortgage

Teacher Mortgage

If you are a teacher looking to buy a home, you are in luck. With a GCEFCU Teacher Mortgage, you can finance your new home up to 100%, with no down payment or PMI required.

Teacher Mortgage Refi

Teacher Mortgage Refi

Teachers who are already homeowners can also benefit from our Teacher Mortgage Program. Refinance your home up to 95% with no PMI required.

Home Equity Loan

Home Equity Loan

Use the equity in your home to pay off high interest debt, make needed renovations or refinance your existing home equity loan at our low rates.

 


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As a reminder, do not send confidential information, such as member number, social security number, etc. in an e-mail message. To apply for a Teacher Mortgage Loan, you must be a current teacher or administrator with at least two years of teaching experience in a public school district, have a credit score of 680 or higher, and a 45% debt-to-income limit. Maximum loan amount is $300,000. Other conditions may apply.