The Ultimate Holiday Giveaway
Make Your Holidays Brighter with $500
By using your Gulf Coast Educators FCU products this November and December, you could win $500.00! We’ll be giving away four $500 prizes in December, just in time to add a little extra cheer to your holiday season! Whether you’re shopping for gifts using your debit card, financing a new vehicle, or closing on your dream home, your everyday banking can make the season brighter and can also help you get closer to qualifying for a Loyalty bonus in 2026!
The rules:
✔ Use your Debit Card: Complete at least 30 debit card transactions during the promotion period to earn 1 entry.
✔ Finance your next vehicle: Apply for and fund a new or preowned auto loan, or refinance an auto loan from another lender to earn 3 entries.
✔ Close on a new mortgage: Finalize a new mortgage loan to earn 5 entries.
✔ Must be a member in good standing to be eligible to win
Qualifying Products
Auto Loans
Easy & Affordable Auto Loan Financing
Start and finish your auto loan all online. Whether you are buying a new or used vehicle, or refinancing your current one, you can complete the entire process all from your computer or mobile device. If you haven’t found the right car yet, we can help you get pre-approved so you can shop with confidence and peace of mind. Check out more perks below.
✔ Defer Your First Payment for the first 3 months after financing.
✔ Skip Your Loan Payments up to two times per calendar year.
✔ Up to 0.75 % APR* Discount off your auto loan rate. See discounts available here.
✔ Get Pre-Approved Online and complete the entire loan process from the comfort of your home.
Mortgages
Mortgages
When it comes to buying a new home, no one puts you more at ease than Gulf Coast Educators. We are here to help you each step of the way with your mortgage loan, from loan pre-approval through closing. We provide mortgage loans for primary, secondary, vacation, and investment properties.
Small Rates For Your Big Plans
- Conventional fixed rate mortgage – same low rate for the life of your loan
- Quick approval process
- No application fee
Visa® Debit Card
Learn more about your Visa® Debit Card
Having a Visa Debit Card comes with many perks! Use it at over 24 million locations worldwide. Find fee free ATMs wherever you might be, use it to help you save with our Dollar Up Savings account and more! Click below to learn more.
Disclosures
Disclosures
The Ultimate Holiday Giveaway: Members in good standing are eligible. Good standing is defined as a member whose loans are up to date, and account balance must be within courtesy pay limit. From October 31st-December 15th, 2025, members can earn entries into our Holiday Giveaway just by using their Gulf Coast Educators FCU products. Complete at least 30 debit card transactions to earn 1 entry. Apply for and fund a new or preowned auto loan, or refinance an auto loan from another lender, to earn 3 entries. Close on a new mortgage loan with Gulf Coast Educators FCU to earn 5 entries. Every qualifying entry will be automatically entered into the drawing for a chance to win one of four $500 grand prizes! Click here for full rules and qualifications.