Welcome Pearland ISD Employees
Teachers do so much for their students. We want to do something special for teachers.
If you are a teacher looking to buy a home, you are in luck. With a Gulf Coast Educators FCU Teacher Mortgage, you can finance your new home up to 100%, with no down payment or PMI required. To see if this is the right fit for you, check out all of the qualifications below.
- Must be a current teacher or administrator with at least two years of teaching experience in a public school district
- 680 or higher credit score
- 45% Debt-to Income limit
- $250K maximum loan amount
- $0 down payment required
- Member can use seller credit to cover closing costs
- No Private Mortgage Insurance
For information about our teacher mortgage program, including current rates, contact one of the credit union’s mortgage loan officers:
Why You Should Bank With Us
More Money, Time and Peace of Mind. Founded by teachers for teachers, at Gulf Coast Educators we pride ourselves in building life long relationships with our members.
We Love Our Teachers
We would not be who we are without you. That is why we have dedicated our culture and identity to providing you with best possible banking experience. We have developed specialized programs and services just for you – Teachers
Becoming a member-owner of the credit union
As an employee of Pearland ISD, you too can bank at Gulf Coast Educators where friendly, affordable, personal service has made the credit union a success for over 67 years. Open your Gulf Coast Educators account today and start banking where you’re more than just an account number, you’re a member-owner. Click the START button if you are ready to begin enjoying the benefits of more money, time & peace of mind that comes with membership.
All the products and services of a big bank but designed to help make our members more money, save time and provide peace of mind:
- Early deposits of most payroll (Members report receiving their direct deposits on average at least a day earlier than at other FIs. Check out how one district’s direct deposit averages more than two days early)
- .25% Annual Percentage Rate discount on first credit union auto or personal loan
- Remote deposit via mobile app
- 55,000 Surcharge free ATMs
- Transfer money to anyone via text message
- Instantly issued & personalized VISA Debit Cards
- Online & Mobile Banking with free Bill Pay
- Low rate car, personal & mortgage loans
- Competitive savings products
- Loans specifically designed for school employees
- Free checking with no minimum balance
- And much more – check out our owner’s manual
Now’s the time for you to come and experience the credit union difference, and become a member-owner instead of a customer at a bank.