We aren’t like a regular bank. We’re a credit union!

Gulf Coast Educators FCU is made up of educators and school employees, that is why all of our products and services revolve around you and your needs. As a Spring Branch ISD employee, you and your immediate family members are eligible for membership. When you open your savings account, you unlock all the great perks that being a GCEFCU member has to offer:

Spring Branch ISD

We Love Spring Branch ISD

Every year the credit union donates thousands of dollars to local schools to not only help our educator-members better teach their students, but to also improve the learning and overall educational experience for the future of our community. At Gulf Coast Educators, we believe that education is the smartest investment one can choose to make. We are proud of the members we serve, and we know that you make a difference in the lives of many students.

You may recognize some of our Business Development team, as we are always sponsoring appreciation lunches and events at Spring Branch ISD schools. Next time you see Kyle, Julia, Jessica, Rebeca, Marissa, or Angeles out at your school, feel free to stop by and say hello!

Special Offer for SBISD Employees

As a special thank you for all that you do, here are a few perks just for Spring Branch ISD employees:

Free Personalized Debit Card
When you open your GCEFCU savings and checking account, you can personalize your new VISA debit card with almost any digital image of your choosing. Upload a picture of your latest vacation, or show off your family and pets, the choices are endless. What is normally a $7.95 fee, we will waive for all new SBISD employees.

Discount Off First Auto or Personal Loan
When you finance your first auto or personal loan with GCEFCU, we will give you a discount of 0.25% APR* off your loan rate. When you add an extended warranty, GAP, or credit life or disability insurance onto your loan, we will also take another 0.25% APR* discount off of your loan rate, for a max discount of 0.50% APR*.

90 Days Deferred Payments
When you finance or refinance your new or used vehicle with GCEFCU, you can defer your first payment up to 90 days! That makes 3 months with no car payment. If you currently have your vehicle financed somewhere else, refinance your loan with GCEFCU for the chance to lower your monthly payment.

GCEFCU at Humble ISD     

Products & Services

See What GCEFCU Has To Offer

Gulf Coast Educators Federal Credit Union offers a wide range of innovative services that will enable you do to your banking any time, anywhere. At GCEFCU, you are more than just an account number. You are a member-owner that shares in the credit union’s success.






Extra Perks

Member Perks

Being a member of Gulf Coast Educators has its perks. Not only will you have an affordable & convenient place to do your banking, but you will also have access to all of the great benefits listed below.

Allpoint Surcharge Free ATMs

allpointThere is never a charge to use a Gulf Coast Educators VISA® debit card at one of our ATMs. Other financial institution ATMs charge fees (surcharges) to use their ATMs.  To avoid these charges, we’ve partnered with Allpoint Nationwide Network.  With Allpoint you have access to your funds wh “no surcharge fees” at tens of thousands of ATMs nationwide.

Direct Deposit & Payroll Deduction

Your time is worth money and we know it. That’s why we offer you the convenience of doing business with your credit union through direct deposit. The best part is that our members with direct deposit report receiving their deposits at least a day before their coworkers who have accounts elsewhere*.

Discount Tickets

We offer our members discount tickets for several amusement and theme parks in our area. To purchase tickets, you may contact the credit union for your verified member password (NOT your online banking password), and then purchase them online.

Classroom Mini Grants

If you have a project or lesson plan you’d like to implement in your classroom, but don’t have the funds to do so, we are here to help. Every January and July we accept hundreds of applications for our $100 Classroom Mini Grants. Must be a GCEFCU member to apply.


Gulf Coast Educators offers thousands of dollars in scholarships to graduating high school seniors every year. Must be a GCEFCU member to apply.

Educator Resources

Our Money Talks blog features articles about saving, credit, fraud, and resources for educators. Check out our tips and tricks on all things financial and educational.

Direct Deposit

Sign up for Direct Deposit

Switching your direct deposit from one financial institution to us has never been easier. Follow the simple steps below to get started.

1. Once your account is open, fill out the form below to receive a certified letter from us with your account and routing number. This is the information your payroll department will need in order to set up your direct deposit.

2. Complete your employer’s direct deposit form. Spring Branch ISD employees can download their direct deposit form by clicking here. Attach this form and the certified letter you received from us and send to your employer’s HR department. They will take care of it from there!

3. Review the Automatic Withdrawal Checklist to ensure that all of your automatic debits and bills are transferred over to your new account.

4. Once your direct deposit and all your automatic debits have been successfully moved over, you can close your old account at your previous financial institution.

Direct Deposit Authorization Request

  • Do you want the deposit in your savings or checking account?

Visit Your School

Want us to visit your school?

We appreciate our school employees, and we want to show it! Every day we throw appreciation lunches at schools all across the greater Houston area. Want us to throw your school a party next? Enter your school’s information in the form below, and one of our team members will reach out to your administrative team to set something up.

  • Your Name * Required
  • Please check the box to confirm you are not a robot.

Visit Us

Stop by, Call, or Chat with us online!

Call or Text
You can reach us any time Mon-Fri from 7am-7pm or on Saturdays from 9am-12pm by calling or texting 281-487-9333.

Chat with us Online
Chat with us by clicking the orange “Live Help” button to the side of the screen. You can also visit with us through any of our social media pages by clicking on the icon below.

Facebook icon - Humble ISD

Twitter Icon - Humble ISD

Instagram icon - Humble ISD



Stop by any of our Locations
Feel free to stop by any of our locations and visit with us in person!

*APR = Annual Percentage Rate. All rates are subject to change without prior notice. Your actual rate may be higher based on your credit score and the terms of your loan. No other promotional discounts may be applied. Additional requirements may apply. Deferment is NOT available on loans already financed with Gulf Coast Educators. Interest will continue to accrue during the deferral period and by electing to defer, the total interest charge will increase and extend the time required to pay your loan in full based on your required monthly payment. GAP insurance may not cover skipped payments. Maximum discount is 0.50%.